:root {
  --navy: #0F2942;
  --navy-light: #1B3B5C;
  --gold: #C9A227;
  --gold-dark: #9C7D1A;
  --gold-tint: #F8EFD6;
  --cream: #F8F4EA;
  --cream-dark: #EDE6D3;
  --border: #E5DDC5;
  --body: #2E2E2E;
  --muted: #5A5240;
  --white: #FFFFFF;
  --green: #6B8F47;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, "Segoe UI", Helvetica, Arial, sans-serif;
  background: var(--cream);
  color: var(--body);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; }

/* Header */
.site-header {
  background: var(--cream);
  border-bottom: 1px solid var(--border);
  padding: 16px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
  position: sticky;
  top: 0;
  z-index: 100;
}
.logo { font-size: 16px; font-weight: 600; color: var(--navy); letter-spacing: 0.2px; }
.logo small { display: block; font-weight: 400; font-size: 10.5px; color: var(--muted); margin-top: 1px; }
.main-nav { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; }
.main-nav a { font-size: 13px; color: var(--navy-light); font-weight: 500; }
.main-nav a:hover { color: var(--gold-dark); }
.main-nav a.active { color: var(--gold-dark); }
.nav-cta {
  background: var(--gold); color: var(--navy) !important; padding: 9px 18px; border-radius: 6px;
  font-weight: 600 !important; font-size: 13px !important;
}
.nav-cta:hover { background: var(--gold-dark); color: var(--white) !important; }

/* Breadcrumb */
.breadcrumb {
  padding: 12px 32px; background: var(--cream); border-bottom: 1px solid var(--border);
  font-size: 12px; color: var(--muted); display: flex; align-items: center; gap: 6px;
}
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--gold-dark); }
.breadcrumb .current { color: var(--navy); font-weight: 500; }

/* Layout */
main { max-width: 1080px; margin: 0 auto; padding: 0 24px; }
.content-narrow { max-width: 760px; margin: 0 auto; padding: 0 24px; }
section { padding: 56px 0; }
.section-tight { padding: 36px 0; }

/* Typography */
h1 { font-size: 32px; color: var(--navy); font-weight: 600; margin: 0 0 16px; line-height: 1.25; }
h2 { font-size: 24px; color: var(--navy); font-weight: 600; margin: 0 0 16px; }
h3 { font-size: 16px; color: var(--navy); font-weight: 600; margin: 0 0 8px; }
p { margin: 0 0 16px; color: var(--body); }
.lead { font-size: 17px; color: var(--muted); }
.eyebrow {
  font-size: 11.5px; letter-spacing: 1px; color: var(--gold-dark); font-weight: 600;
  text-transform: uppercase; margin-bottom: 14px; display: inline-block;
}
.center { text-align: center; }
.muted { color: var(--muted); }

/* Buttons */
.btn {
  display: inline-block; padding: 13px 26px; border-radius: 7px; font-weight: 600; font-size: 14.5px;
  cursor: pointer; border: none;
}
.btn-primary { background: var(--gold); color: var(--navy); }
.btn-primary:hover { background: var(--gold-dark); color: var(--white); }
.btn-outline { background: transparent; color: var(--navy); border: 1.5px solid var(--navy); }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-sm { padding: 9px 16px; font-size: 13px; }

/* Hero */
.hero { text-align: center; padding: 64px 0 48px; }
.hero h1 { max-width: 620px; margin-left: auto; margin-right: auto; }
.hero .lead { max-width: 480px; margin: 0 auto 30px; }
.hero-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* Trust strip */
.trust-strip {
  background: var(--navy); padding: 16px 24px; display: flex; justify-content: center;
  gap: 36px; flex-wrap: wrap;
}
.trust-strip .item { display: flex; align-items: center; gap: 8px; color: var(--cream); font-size: 12.5px; }
.trust-strip .dot { width: 5px; height: 5px; border-radius: 50%; background: var(--gold); }

/* Cards */
.card-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 20px; }
.card {
  background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 26px;
}
.card.premium { border: 2px solid var(--gold); position: relative; }
.badge {
  position: absolute; top: -11px; right: 18px; background: var(--navy); color: var(--gold);
  font-size: 10.5px; font-weight: 600; padding: 3px 12px; border-radius: 5px;
}
.card .icon-circle {
  width: 42px; height: 42px; border-radius: 9px; background: var(--gold-tint); display: flex;
  align-items: center; justify-content: center; margin-bottom: 16px; font-size: 18px; color: var(--gold-dark);
}
.card.premium .icon-circle { background: #E3E9F0; color: var(--navy-light); }
.price { font-size: 15px; font-weight: 600; color: var(--navy); margin: 14px 0; }
.price .once { font-size: 11.5px; font-weight: 400; color: var(--muted); }

/* Format icons row */
.format-row { display: flex; justify-content: center; gap: 26px; flex-wrap: wrap; margin: 28px 0; }
.format-item { text-align: center; }
.format-item .circle {
  width: 46px; height: 46px; border-radius: 50%; background: var(--gold-tint); display: flex;
  align-items: center; justify-content: center; margin: 0 auto 8px; font-size: 18px; color: var(--gold-dark);
}
.format-item span { font-size: 11px; color: var(--muted); }

/* Checklist grid */
.check-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 10px 24px; max-width: 640px; margin: 0 auto; }
.check-item { display: flex; align-items: center; gap: 9px; font-size: 13.5px; color: var(--navy); }
.check-item .tick { color: var(--green); font-weight: 700; }

/* Table */
table.compare { width: 100%; border-collapse: collapse; background: var(--white); border-radius: 10px; overflow: hidden; margin: 24px 0; }
table.compare th { background: var(--navy); color: var(--cream); text-align: left; padding: 12px 16px; font-weight: 600; font-size: 13.5px; }
table.compare th.gold { color: var(--gold); }
table.compare td { padding: 11px 16px; border-bottom: 1px solid var(--cream-dark); font-size: 13.5px; }
table.compare tr:nth-child(even) td { background: var(--cream); }

/* FAQ */
.faq-category { margin-bottom: 30px; }
.faq-category h3.cat-title { color: var(--gold-dark); font-size: 12px; letter-spacing: 0.5px; text-transform: uppercase; margin-bottom: 14px; }
.faq-item { margin-bottom: 16px; }
.faq-item .q { font-weight: 600; color: var(--navy); font-size: 14px; margin-bottom: 4px; }
.faq-item .a { color: var(--muted); font-size: 13.5px; }

/* Band */
.band { background: var(--navy); color: var(--cream); padding: 40px 24px; text-align: center; border-radius: 12px; }
.band p { color: var(--cream); max-width: 440px; margin: 0 auto 18px; }
.band-cream { background: var(--cream-dark); padding: 40px 24px; text-align: center; border-radius: 12px; }

/* Disclaimer */
.disclaimer-box {
  background: var(--cream-dark); border-left: 4px solid var(--gold); padding: 16px 18px;
  border-radius: 6px; font-size: 12.5px; color: var(--navy); line-height: 1.6;
}

/* Testimonial */
.testimonial { text-align: center; max-width: 480px; margin: 0 auto; }
.testimonial .mark { color: var(--gold); font-size: 26px; }

/* Footer */
.site-footer { background: var(--navy); color: var(--cream); padding: 40px 32px 24px; margin-top: 60px; }
.footer-inner { max-width: 1080px; margin: 0 auto; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
.footer-col h4 { color: var(--gold); font-size: 12px; letter-spacing: 0.5px; text-transform: uppercase; margin: 0 0 12px; }
.footer-col a { display: block; font-size: 13px; color: #C9C2AC; margin-bottom: 8px; }
.footer-col a:hover { color: var(--white); }
.footer-bottom {
  max-width: 1080px; margin: 24px auto 0; padding-top: 20px; border-top: 1px solid var(--navy-light);
  font-size: 11.5px; color: #9089; color: #9C947E; text-align: center;
}

/* Legal pages */
.legal-content h2 { font-size: 18px; margin-top: 32px; }
.legal-content h1 { font-size: 26px; }
.legal-content p, .legal-content li { font-size: 14px; color: var(--body); }
.legal-updated { font-size: 12px; color: var(--muted); margin-bottom: 30px; }

/* Blog */
.blog-post-card { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 24px; margin-bottom: 18px; }
.blog-post-card h3 { font-size: 18px; }
.blog-meta { font-size: 11.5px; color: var(--muted); margin-bottom: 10px; }
.blog-content h2 { font-size: 19px; margin-top: 30px; }
.blog-content h3 { font-size: 16px; color: var(--gold-dark); margin-top: 22px; }
.blog-content p { font-size: 14.5px; }

@media (max-width: 640px) {
  .site-header { padding: 14px 18px; }
  section { padding: 40px 0; }
  h1 { font-size: 26px; }
}